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Dubai Mortgage Calculator
See your estimated monthly payment, total repayment and total interest. Then carry the figures into our investment calculator to see buying costs, rental returns and cash flow.
Work out your mortgage
Enter the price, your deposit, the interest rate and the loan term.
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For illustration only. This calculator gives estimates based on the figures you enter and our standard assumptions. It is not financial, tax or legal advice, and actual fees, rents, prices and mortgage terms will vary. Official fees are set by Dubai Land Department and the UAE Central Bank; other figures are typical estimates. Please speak to us, your bank and a qualified adviser before making decisions.
Mortgages in Dubai: the basics
UAE banks lend to both residents and non-residents. Under UAE Central Bank rules, expats need a deposit of at least 20% on a first home under AED 5 million, and more for higher-value or off-plan homes. Loans run for up to 25 years.
On top of your deposit you pay the usual buying costs, plus a mortgage registration fee of 0.25% of the loan to Dubai Land Department, and a bank valuation fee. The Buying costs tab adds these up for you.
This calculator gives estimates only and is not financial advice. Rates and terms vary by bank and by your circumstances, so speak to a mortgage adviser before you commit.
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