Golden Visa
Dubai Residency Through Property
Owners of qualifying UAE property worth AED 2 million or more may be able to apply for long-term residency for themselves and their family.
Explore Golden VisaFor Dubai property owners
More than property ownership. Planning for what comes next.
You may buy in Dubai for income, lifestyle, residency or your family’s future. Ownership then brings further decisions, from residency and management to succession and inheritance. We help with the property side and bring in trusted specialists when you need them.
Golden Visa
Owners of qualifying UAE property worth AED 2 million or more may be able to apply for long-term residency for themselves and their family.
Explore Golden VisaSuccession & Inheritance
Property is often a large part of a family’s wealth. Decide now how it should be managed, transferred or passed on.
Explore Succession PlanningTrusts & Foundations
Trusts, foundations and ownership structures can support succession, governance and planning across generations, where they suit.
Explore Trusts & FoundationsFuture & Retirement Planning
Keep it for income, sell, transfer it or grow a portfolio. Think through what fits your retirement and your family.
Talk to Us01Golden Visa
The UAE Golden Visa, officially Golden Residency, is a long-term, renewable residence permit for investors and other eligible groups. Property investors can qualify because owning qualifying UAE property is one of the recognised investment routes.
| Requirement | Current position |
|---|---|
| Value | At least AED 2 million. Dubai Land Department measures the purchase value at the time of purchase. |
| Number of properties | One or more properties can be combined to reach AED 2 million. |
| Who owns it | Owned by the applicant in their own name. For joint ownership, GDRFA Dubai says each owner’s share must be worth at least AED 2 million. |
| Mortgaged property | Accepted by Dubai Land Department and GDRFA Dubai with a letter from the bank stating the amount paid and the balance, so what you have paid may matter. An older ICP page still says the property must not be subject to a loan. |
| Off-plan | Federal rules allow off-plan property bought from an approved developer. Dubai’s detailed conditions are not set out on the Dubai Land Department page; confirm before you rely on them. |
| While you hold the visa | GDRFA Dubai says a lien is placed on the property so that ownership continues for the life of the residency. |
| Duration | Dubai Land Department and GDRFA Dubai describe a 10-year renewable permit. The federal portal u.ae shows 5 years for real estate investments. Check the current position before applying. |
| Family | Holders can sponsor family members, including their spouse and children (Dubai Land Department’s service also covers parents), and can stay outside the UAE for longer than the usual six months (u.ae). |
| Where to apply | In Dubai, through Dubai Land Department’s Golden Visa service. The applicant must be inside the UAE. |
| Government fees | Dubai Land Department lists about AED 9,885 for the applicant, covering the medical test, Emirates ID, residency and its own fees. Family members cost extra. |
The standard route, on one or several properties.
Your own share needs to reach AED 2 million.
Possible, with a bank letter showing what you have paid and what is left.
The property must be wholly owned by the investor, so check before you restructure.
Not at AED 2 million? Dubai Land Department’s separate two-year investor visa is open to sole owners whatever the property value, and to co-owners with a share of at least AED 400,000 (Dubai Land Department, checked 7 October 2026). You can also use the ICP eligibility checker.
Led by Ayman Hoque, Operations Manager
Dubai Land Department, GDRFA Dubai and ICP handle the application and decision. We work with an established Golden Visa partner who prepares and submits applications, and a lawyer may also be needed for complex cases, such as property held in a company, several co-owners, or sponsoring family members with different circumstances.
Six stages from first conversation to ongoing support. Approval and timings are for the authorities.
What you own, its purchase value, ownership shares and any mortgage.
Compare your position with the latest official criteria.
Passport, title deeds, photo and a bank letter if mortgaged.
In Dubai, Dubai Land Department’s Golden Visa service.
Medical test, health insurance and Emirates ID biometrics.
Management, renewals and planning, so your property keeps working for you.
These services may be relevant to many kinds of owner. Whether any one person qualifies for a visa, or needs a structure, depends on their circumstances.
02Succession & Inheritance
Your property may be one of your most valuable assets. Planning ahead can help you decide how it should be managed, transferred or passed on to the people you care about.
Sajjad Hoque, our Managing Director, leads this work. Our role is to help you understand the property and ownership side. For the rest, we work with trusted partners: lawyers, will-writers and structuring specialists who can advise you directly. We do not give legal, Sharia, inheritance or tax advice.
Sources: Decree-Law 41/2022, DIFC Courts fees, Dubai Land Department inheritance transfer. Checked 7 October 2026.
The better question is: what do your family and your assets require? A will and a trust or foundation do different jobs, and in some cases they work alongside each other. A foundation may suit certain succession, governance or asset-holding goals; a trust may suit others. Professional legal advice is essential before you set one up.
| Will | Trust | Foundation | |
|---|---|---|---|
| Main purpose | Says who receives your assets and who deals with your estate when you die; can name guardians for children | A trustee holds assets for the beneficiaries on the terms of the trust | A separate legal entity that owns assets and is run by a council under its charter and by-laws |
| Succession planning | Takes effect only on death, through a court process | Can set out how assets are held and passed on, during life and after | Continues after the founder dies, so the assets it owns do not change hands; benefits follow its rules |
| Asset holding | Does not hold assets; you own them until you die | The trustee holds legal title. Whether a trust can be registered as owner of Dubai property depends on the type of trust and Dubai Land Department rules | Owns assets in its own name, including Dubai property in some cases, subject to Dubai Land Department requirements |
| Governance | An executor carries out your wishes | Trustees, sometimes with a protector | A council of at least two; a guardian is optional or required depending on the type |
| Intergenerational planning | A one-off transfer on death | Can run across generations, within its terms and governing law | Can be set up to continue across generations |
| Complexity | Lower | Moderate to high | Moderate: registration, annual filings and steps to move property in |
| Specialist advice required | Recommended | Essential | Essential |
A general comparison for education only. Features depend on the law used (for example DIFC, ADGM, RAK ICC or UAE federal law) and on the documents drafted. Even with a trust or foundation, you will usually still need a will for anything held outside it.
03Trusts & Foundations
Owners explore these structures for different reasons. Subject to the applicable legal and regulatory framework, a trust or foundation may help achieve:
| Structure | Legal basis | Dubai property |
|---|---|---|
| RAK ICC Foundation | RAK ICC Foundations Regulations 2019, amended 2025 | Announced by RAK ICC in 2025; subject to Dubai Land Department procedures |
| DIFC Foundation | DIFC Foundations Law No. 3 of 2018 | Can own property in Dubai’s freehold areas under a Dubai Land Department and DIFC arrangement |
| ADGM Foundation | ADGM Foundations Regulations 2017 | Check with Dubai Land Department and a lawyer |
| DIFC Trust | DIFC Trust Law No. 4 of 2018 | Take legal advice on ownership and registration |
| UAE federal trust | Federal Decree-Law No. 31 of 2023 | Must be registered with the competent authority; take legal advice |
04RAK ICC
RAK ICC is the international corporate registry in Ras Al Khaimah. Its foundation is a separate legal entity that can hold assets, including real estate, and is often considered for succession and family governance.
RAK ICC’s rules allow a foundation to hold real estate, subject to the land registry’s requirements. Dubai Land Department has accepted RAK ICC companies as owners of Dubai freehold property since 2019, and RAK ICC announced in 2025 that Dubai property can also be registered through RAK ICC foundations. Confirm the current requirements with Dubai Land Department and a lawyer before you plan around it.
Sources: RAK ICC Foundation, RAK ICC Foundations Regulations, Dubai Land Department (2019). Checked 7 October 2026.
05Ownership Structures
How you hold property affects tax, financing, succession, the Golden Visa and what it costs to change later. The right choice depends on your investment strategy, family, business interests, succession goals, portfolio size and the countries involved. No structure is better in every case.
| Structure | How it works | Things to weigh |
|---|---|---|
| Personal ownership | The property is in your name, or jointly with others | Simplest and widest choice of mortgages; counts towards the Golden Visa; passes under your will or the default rules |
| Company ownership | A company accepted by Dubai Land Department, such as a Dubai free zone company or a RAK ICC or JAFZA offshore company, owns the property | On death, shares in the company pass rather than the title deed, subject to its documents and the law; set-up and annual costs; UAE corporate tax may apply; fewer mortgage options; may affect the Golden Visa |
| Holding structures | A company or foundation holds several properties or a family portfolio | Can simplify managing several assets; adds administration; selling shares in a property-owning company still attracts Dubai Land Department fees |
| Foundation | A separate legal entity owns the property for the family’s benefit | Continuity and governance; costs and filings; Dubai Land Department procedures; may affect the Golden Visa |
| Succession structures | A will, trust, foundation or a combination planned together | Needs coordinated legal advice in every country involved |
Family foundations may apply to be treated as tax transparent if they meet the conditions. Sources: Dubai Land Department gift and company share sale services; UAE Cabinet Decision No. 49 of 2023. Checked 7 October 2026.
06Future Planning
Many of our clients have been with us for years. As their lives change, so do the questions about their property. We help you think them through with real figures, and refer you to a regulated adviser for pensions, investments or tax.
This is property and portfolio planning. Live Dubai does not give regulated pension, investment or financial advice.
Real experience with real property, over more than two decades.
A small firm where you deal with the same people year after year.
In property since 1993, and in Dubai since 2003 as its freehold market began.
Offices in Barsha Heights and Brentford, with UK roots going back to 1993.
We work with buyers and landlords from many countries, including owners who live outside the UAE.
For 400+ landlords who trust us to manage their homes.
One refit in The Greens raised the rent by 59%! Results vary by property.
Who you’ll speak to
Operations Manager · Golden Visa
Ayman leads our Golden Visa service. He checks your property position and works with our trusted Golden Visa partner, so you have one point of contact from the first conversation to your Emirates ID.
Managing Director · Trusts, succession and planning
Sajjad leads our trusts, succession and future planning work alongside our legal and structuring partners. A UCL civil engineer, he bought and sold development sites in the UK with Barratt Homes and Galliard before leading acquisitions in Dubai’s JVC, JLT and Palm Jumeirah.
General information, checked 7 October 2026. Not legal, tax or immigration advice.
Golden Visa
Property investors can apply for UAE Golden Residency if they own property in the UAE worth at least AED 2 million and meet the other current conditions. In Dubai the application goes through Dubai Land Department and the residency is issued by the immigration authorities, who make the decision.
At least AED 2 million in total. Dubai Land Department measures the purchase value at the time of purchase. If you own a property jointly, GDRFA Dubai says your own share must be worth at least AED 2 million.
Yes. Dubai Land Department and GDRFA Dubai both accept one or more properties that together reach AED 2 million, as long as you own them in your own name. For jointly owned property, your own share must reach AED 2 million.
Federal rules allow off-plan property bought from a developer approved by the local authority. Dubai Land Department’s service page does not currently set out Dubai’s off-plan conditions, such as how much must have been paid, so confirm them with Dubai Land Department before you rely on an off-plan purchase.
You do not need to live in the UAE to own property here. To apply, though, Dubai Land Department says the applicant must be inside the UAE, and the medical test and Emirates ID biometrics also happen here.
It depends on the authorities and on your documents, so no one can guarantee a timescale. Dubai Land Department’s service page quotes 7 to 10 working days for its own step; the medical test, health insurance and Emirates ID come after that.
We help you understand whether your property may meet the current criteria, what documents you need and how the process works, and our trusted Golden Visa partner prepares and submits the application with you. It goes through the official channels, and approval is a decision for the UAE authorities, not for Live Dubai.
Dubai Land Department lists your passport, title deed, a personal photo, your Emirates ID and current residence permit if you have them, and, if the property is mortgaged, a letter from your bank showing the amount paid and the balance. A medical test, health insurance and Emirates ID biometrics follow.
Succession
For non-Muslim owners, a federal civil law in force since February 2023 sets the default rules if there is no registered will: half to the spouse and half shared equally by the children. Different rules apply to Muslims. In every case Dubai Land Department needs a letter from the courts before it transfers the property to the heirs.
It is not compulsory, but without a registered will the default rules decide who inherits and the process usually takes longer. Many owners register a will in the UAE for their UAE assets. If you also have a will in another country, ask a lawyer to make sure the two work together.
Bank accounts are typically frozen, your heirs apply to the courts, and once the court writes to Dubai Land Department the title deed is transferred to them. Jointly owned property does not pass automatically to the other owner.
Yes. Under the civil law for non-Muslims you can leave your UAE assets to whoever you choose in a will, within the rules of that law. Some owners also use a company or foundation. A qualified lawyer can advise on what suits your family.
It can be part of a succession plan. Because a foundation owns its assets and continues after the founder dies, the property does not have to change hands on death; benefits are paid under the foundation’s rules. It does not automatically override the law of the place where the property is, and it needs specialist legal advice.
Trusts & Foundations
Not automatically. They do different jobs, and they often work together. The better question is what your family, your assets and the countries involved require. A specialist lawyer can help you decide.
A trust is an arrangement in which a trustee holds assets for the beneficiaries. A foundation is a separate legal entity that owns its assets itself and is run by a council under its charter and by-laws; its beneficiaries have no ownership of those assets.
Owners usually look at foundations for continuity after death, for clear rules on who manages and benefits from family assets, or to hold several assets together. It adds set-up and running costs, and it can affect things like Golden Visa eligibility and mortgages, so it is not right for everyone.
RAK ICC’s rules let a foundation hold real estate, subject to local land registry requirements. Dubai Land Department has accepted RAK ICC companies as owners of Dubai freehold property since 2019, and RAK ICC announced in 2025 that Dubai property can also be registered through RAK ICC foundations. Confirm the current requirements with Dubai Land Department and a lawyer for your case.
It can, as part of a wider plan, because it gives continuity and sets out who benefits. It works alongside, not instead of, the laws of the countries involved, and specialist advice is essential.
Usually yes. A foundation only governs what it owns. Anything you still own personally, such as bank accounts or property you have not transferred, is dealt with under your will or the default rules.
No. We are property specialists, not lawyers or registered agents. We help with the property side, such as what you own, its value, the Dubai Land Department steps and how a structure affects letting, selling and the Golden Visa, and we work alongside our trusted legal and structuring partners, who set structures up.
It depends on the structure and the adviser. Expect registry fees, legal and registered agent fees, annual running costs and Dubai Land Department fees to move property into it, which can be up to 4% of the value. DIFC advertises foundation registration from USD 350, and ADGM’s 2025 fee schedule lists USD 1,000 to register and USD 500 a year, before professional fees. Ask for a written quote.
Whether you’re considering residency, succession, a trust or foundation, or simply want to understand what your Dubai property means for your family’s future, start with a conversation.
Barsha Heights, Dubai, and The Mille, Brentford, London. No charge for a first conversation.